Did you know that 98% of basements experience some type of water damage? The average home insurance claim for water damage is $11,098. You can end up dealing with anything from a simple $100 leak to a $100,000 contaminated water damage to the entire floor.  That’s why you have homeowners’ insurance to help protect you in these circumstances. Water damage is the second most common type of insurance claim. But does your policy cover water damage restoration? We are here to help you understand what you need to look for in your insurance policies including exclusions and deductibles. Keep reading to gain